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  Sebelius Contacts States Regarding High-Risk Insurance Pools  
 

The Wall Street Journal reported that HHS is asking states if they wish to participate in the high-risk insurance pools, which will help adults with pre-exiting conditions obtain coverage until 2014, when insurance exchanges will have been created. On Friday, HHS Secretary Kathleen Sebelius sent governors and insurance commissioners some of the rules which will govern the program.

 

        The AP (4/2, Werner) reported, "The Obama Administration sought Friday to show voters concrete benefits from the new healthcare law, taking steps to provide insurance coverage to people with pre-existing health conditions." The new law requires the creation of buying pools "to target uninsured people who can't get coverage because of health conditions" within 90 days of its adoption. HHS Secretary Sebelius "wrote to states Friday asking them to report back by the end of April on how they want to proceed." Sebelius also told reporters that the "new program will provide 'immediate relief for potentially millions of Americans with pre-existing conditions, like diabetes or high-blood pressure, who have been shut out of the insurance system.'"

 

        The New York Times (4/3, Pear) reported that Sebelius said HHS "was establishing a temporary insurance pool where uninsured people with medical problems could buy coverage at reduced rates." Sebelius said the program "would 'help provide affordable insurance for Americans who have been locked out of the insurance market.'" She added, "'Beyond the minimum statutory requirements,'...federal officials will give states a large degree of discretion in devising their programs."

 

        The Chicago Sun-Times (4/3, Thomas) also noted that "Sebelius sent letters to governors and state insurers, laying out the requirements for these pools and asking states to decide whether they'll participate." Under these rules, "states have 90 days from the March 23 signing of the health reform bill to set up a program to cover people with pre-existing conditions who have been uninsured for at least six months. If they can't or won't comply," then HHS "will administer one for them."

 

        Sebelius To Use Existing State Programs To Create High-Risk Pools. CQ Weekly (4/5, Adams, subscription required) reports, "From day one, President Obama and other proponents of a healthcare overhaul promised to help people with pre-existing health conditions who find it difficult, if not impossible, to get insurance coverage." Therefore, "it is not surprising that providing such coverage is one of the first parts of the new law to take effect -- and it's required to happen within the next three months." Yet, "building a new network of providers throughout the country from scratch...is virtually impossible within the next 90 days." As a result, HHS Secretary, Kathleen Sebelius "announced April 2 that she would seek to build on existing state programs and where necessary, contract with not-for-profit insurance carriers as a temporary solution until 2014 when insurance companies will have to take all comers."

 

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